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Wednesday, November 18, 2020

Best and Latest Resume Format For Freshers in MS Word Free to Download

Applying for any job begins by sending an application letter and resume. Indeed, these two distinct documents impart the first impression about a jobseeker to every recruiter.


Well crafted and visual resume stands a better chance of being shortlisted, regardless of your skills and experience. Often this translates into an interview call.

Having a professional CV writer to draft your resume format is fine but is often expensive.
Best and Latest Resume Format For Freshers in MS Word Free to Download

Common Resume Writing Mistakes

Several inadvertent mistakes and errors are best avoided in a resume, especially when applying as fresher.

  • Use of archaic, flowery language.
  • Understating achievements.
  • Failure to highlight hobbies.
  • Lack of personalized touch. Meaning, your resume should read as though it is speaking to the reader.
  • Too much or very scant information on projects, internships, and experience.
  • Zero or negligible emphasis on extra-curricular activities and hobbies.

Thanks to the Internet, here you may find resume maker online or you can freely download a simple resume format for fresher and sample resumes easily.


Best Resume Format For Freshers

For those with excellent writing skills, this Simple resume format for freshers in word file serves as a guideline while others can create a great one by simply filling in relevant details, sans altering the language.
You may also download the Completed Resume format for fresher/experience in PDF.

Points to Check for Using this Resume Format for Fresher

Before you embark on drafting a resume, either with your skills or using a sample, here are some vital points to remember.

  • Include your job objective at the top. This is the key to a successful resume. Some recruiters judge job seekers based solely on their stated clear career objective before reading further for qualifications.
  • Type in fonts that are reader-friendly. Employers do not prefer large, gaudy, and hard to read fonts. Though they may appear great on the computer, their appearance can be different in print.
  • An ideal and best resume format for freshers should not exceed one-and-half A-4 size pages unless merited by the number of achievements and projects.
  • Avoid clutter by writing too many words. Provide ample space between sections and use tabulation, where possible.
  • Run a spell-check for punctuation and grammatical error.
  • Never exaggerate or downplay your achievements.
  • Stop sending photocopies of your resume to save costs. Photocopied resumes impart a bad impression.
  • Do not speak about remuneration, if any, received during internship or project work, on your resume.
  • Ensure that information provided on your resume is valid and provable by an employer, should they decide to run an employee background check that is common nowadays.
  • As far as possible, try and avoid mentioning your references in your resume, unless the would-be employer has expressly demanded the information. Instead, you should mention that references can provide them upon request.

This helps you to select from the wide circle of your parent's social circle who are best suited to the industry for which you are applying.

Also Read: SBI Recruitment 2020-21 for Probationary Officers - 2000 Posts

Multiple Resumes Advantages

The best way to apply for any job as a fresher is to create multiple resumes. This can be done easily by downloading the latest resume format for freshers from the Internet and following the set pattern.

This enables you to send a resume that best suits the profile of your applied job.

It is also important to note what document has an employer sought from job seekers: Curriculum Vitae (CV), Resume, or Bio-Data. These are three distinct documents and serve different purposes.

A lot of companies that call for applications from fresher as well as experienced staff are unaware of what document to ask from jobseekers and hence, loosely use the word ‘Resume’.

However, others, especially larger corporations with highly professional human resources managers, will be very specific about the document they require from you along with the application letter.

It is therefore worthwhile to also download sample CVs and Bio-Data and create your own.

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Tuesday, November 17, 2020

SBI PO Recruitment 2020-21 – 2000 Vacancies Open

State Bank of India (SBI) has published a recruitment notification for PO (Probationary Officers) (CRPD/PO/2020-21/12) on 14/11/2020. The notification is for the recruitment of PO (Probationary Officers). Here you will get the complete information about SBI PO (Probationary Officers) Recruitment online application form 2020. You will get here complete detail about SBI PO (Probationary Officers) application procedure, important dates, application fees, age limit, qualification, number of vacancies, pay scale, and important links. If you have any doubt regarding SBI PO (Probationary Officers) recruitment online application form procedure you can ask us via the comment form given below.

SBI PO Recruitment 2020-21 – 2000 Vacancies Open

You will get here complete detail about SBI PO (Probationary Officers) application procedure, important dates, application fees, age limit, qualification, number of vacancies, pay scale, and important links.

Name of Post

Vacancy

Probationary Officer (PO)

2000

Total No of Posts

2000

Education Qualifications

Graduation in any discipline from a recognized University or any equivalent qualification recognized as such by the Central Government. Those who are in the Final Year/ Semester of their Graduation may also apply provisionally subject to the condition that, if called for an interview, they will have to produce proof of having passed the graduation examination on or before 31.12.2020.

Upper Age Limits

Not below 21 years and not above 30 years as of 01.04.2020. Relaxation in Upper age limit shall be 5 Years for Scheduled Caste/ Scheduled Tribe and 3 Years for Other Backward Classes (Non-Creamy Layer).


Also Read: PF Online Kaise Nikale in Hindi | EPF Withdrawal Process

Application Fees

Application Fee will be 750/- for General/ EWS/ OBC candidates and ‘Nil’ OR SC/ ST/ PWD candidates. Application Fee once paid will NOT be refunded on any account nor can it be held in reserve for any other examination or selection.

General/ EWS/ OBC Candidates

Rs. 750/-

SC/ ST/ PWD Candidates

Nil


How to Apply

Candidates can apply online only from 14.11.2020 to 04.12.2020. No other mode of application will be accepted. Candidates will be required to register themselves online through Bank's ‘Career’ website https://bank.sbi/careers or https://www.sbi.co.in/careers. After registration candidates are required to pay the requisite application fee through online mode by using a debit card/ credit card/ Internet Banking.

Important Dates

Commencement of  on-line registration of application:

14/11/2020

Closure of registration of application          :

04/12/2020

Closure for editing application details:       

04/12/2020

Last date for printing your application:      

19/12/2020

Online Fee Payment:

14/11/2020 to 04/12/2020

Important Links

Download Detail Advertisement

Click Here

Apply Online

Click Here

Official Website         

Click Here

Also Read: What is Affiliate Marketing and How Does It Work?


SBI PO 2020-21 Selection Procedure

Selection Process: The selection for Probationary Officers will be done through a three-tier process:

Phase-I: Preliminary Examination:

A preliminary Examination consisting of an Objective Test for 100 marks will be conducted online.

Sr.

Name of Test

No. of Questions

Marks

Duration

1

English Language

30

Total Maximum Marks 100

20 minutes

2

Quantitative Aptitude

35

20 minutes

3

Reasoning Ability

35

20 minutes

Total

100

1 hour

Selection criteria for Main Examination: Categorywise merit list will be drawn on the basis of the aggregate marks scored in the Preliminary Examination. There will be no sectional cut-off. Candidates numbering 10times (approx.)the numbers of vacancies in each category will be shortlisted for Main Examination from the top of the above merit list.

Phase-II: Main Examination: Main Examination will be conducted online and will consist of Objective Tests for 200 marks and Descriptive Test for 50marks. The Descriptive Test will be administered immediately after the conclusion of the Objective Test and candidates will have to type their Descriptive Test answers on the computer.

(i) Objective Test: The duration of the objective test is 3 hours and it consists of 4 Sections of a total of 200 marks. There will be separate timing for every section

Test

Name of Test

No. of Questions

Maximum Marks

Duration

1

Reasoning & Computer Aptitude

45

60

60 Minutes

2

Data Analysis & Interpretation

35

60

45 Minutes

3

General/ Economy/ Banking Awareness

40

40

35 Minutes

4

English Language

35

40

40 Minutes

Total

155

200

3 Hours

(ii) Descriptive Test: The duration of the Descriptive Test is 30 minutes. It will be a Test of English Language (Letter Writing & Essay) with two questions for a total of 50 marks.

Phase-III: In view of the Social Distancing and safety measures necessitated due to the COVID-19 pandemic, the 3rd Phase may comprise of (i) Interview only (50 marks) OR (ii) Interview (30marks) & Group Exercises (20 marks). Candidates will have to score minimum qualifying marks in Phase-IIIto be considered for final selection.

Candidates qualifying for Phase-III under the ‘OBC’ category would be required to submit an OBC certificate containing the ‘Non-Creamy layer’ clause. Candidates who have registered themselves as OBC but do not submit OBC ‘Non-Creamy layer’ certificate and request to be interviewed under the General category will not be entertained.

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Like investing in gold-silver!: Average 15% per year in gold, 25% return in silver: Best option to invest in 2021

  • Vikram Samvat 2077: Invest in Safehaven Gold-Silver and Platinum to get the highest return
  • Gold will be 62000-silver 87000 !! Buying 46000 in gold would be excellent
  • Return 12 in gold, 30% return in silver can be found ...
  • Tradition, not investment instruments, if you want the best return, follow the trend, invest according to the demand-supply condition, no longer a matter of investment, give preference to physical gold-silver as well as paper gold for good returns...

Like investing in gold-silver

Vikram Samvat 2076 has once again proved to be a golden year for bullion investors. The average return in a year has been more than 37 percent in gold and more than 42 percent in silver, the highest compared to other investment-oriented instruments. There is hope for a good return in gold and silver in the coming New Year Vikram Samvat 2077 as well. Silver is expected to return, especially in gold. The main reasons for the gold-silver rally are epidemics, trade wars, geopolitical issues, the global slowdown, and the Federal Reserve keeping zero rates unchanged. Investment in gold has increased over the last few years. Gold prices in the international market were at an all-time high of 67 2,067 on August 6, 2020, while it is now at 18 1,875, down from 14 1,474 on March 19, which could rise to 22 2,250 by next year. While silver hit a 19 12 bottom on March 19 and hit an all-time high of 28 28.88 on September 1, it is currently quoted around 24 24, which could go up to 36 36 in the new year.


Also Read: What is Affiliate Marketing and How Does It Work?


In Vikram Samvat 2077, silver may reach Rs 87,000. Silver is likely to rise faster than gold. In the international market, silver is likely to touch a low of 18 18 and a high of 36 36 over the next year, with a low of Rs 46,000 in the domestic market and a high of Rs 87,000 per kg. Gold will see a range of 17 1700 to 22 2250 in the international market. Gold in local can go up to 46000 and up to 62000.


Biden will take over as president of the global superpower in January, after which the market movement will depend on new tax and market decisions. The craze for platinum jewelry as white gold has been steadily increasing over the last few years. Due to high gold prices, investors and consumers are now preferring platinum jewelry. The price of platinum jewelry becomes relatively cheap and demand can increase. Platinum is likely to return twice as much as gold-silver in the near future. Consumer demand is also steadily increasing in diamond jewelry along with white gold.


Enthusiasm: Attraction intact in bullion compared to equity-debt

  • 37% returns to investors in the last year have been released
  • Investors got a 42% return in silver in the last one year
  • The rupee could reach 77.3% against the dollar in the forex market

Hopes for a good return for some reason

1 Corona epidemic will result in the best return on safe investments in global markets

2 Excellent investment in gold-silver safe due to geo-crisis, crisis, trade war

3 Federal Reserve to maintain long-term zero interest rates, gold-silver will shine more Investors' enthusiasm increased in 4 physical as well as gold ETFs

5 Risks higher in segments like equities, mutual while investing in gold safely

6 Central Bank, HedgeFeds, and SPDR Gold ETFs hold bullish trend


Also Read: PF Online Kaise Nikale in Hindi | EPF Withdrawal Process


Investment option gold amid volatile economic conditions

The IMF had forecast global growth to be 3.6 percent in 2020, but the Corona epidemic has seen a negative trend in all countries of the world. Previous estimates were revised and these estimates could now reach 2.5-3.6 percent from negative to positive for 2021. The yellow metal has been attracting everyone as the best investment option due to volatile economic conditions.
Read More »

आपका फोन बिल बढ़ सकता है: दूरसंचार कंपनियां नए साल से टैरिफ प्लान बढ़ा सकती हैं; योजनाएं 20 प्रतिशत तक महंगी होंगी

नए साल में आपके फोन का बिल 15-20 प्रतिशत बढ़ सकता है। रिपोर्ट्स के मुताबिक, वोडाफोन-आइडिया (VI) और एयरटेल जैसी टेलिकॉम कंपनियां अपने टैरिफ बढ़ा सकती हैं। मीडिया रिपोर्ट्स के मुताबिक, वोडाफोन-आइडिया साल के अंत तक या अगले साल की शुरुआत में टैरिफ रेट में 15-20 फीसदी की बढ़ोतरी कर सकती है।

  • वोडाफोन-आइडिया कंपनि में साल की शुरुआत में 15-20 % अधिक होने की संभावना है
  • टेलीकॉम कंपनियों का कहना है कि घाटे की वजह से उन्हें यह कदम उठाने के लिए मजबूर होना पड़ा है

शुल्क चरणों में बढ़ाया जा सकता है

टेलीकॉम कंपनियों ने टैरिफ में 25 फीसदी की बढ़ोतरी करने का मन बना लिया है। हालांकि, एक बार में इतनी बड़ी वृद्धि करके ग्राहकों को खोने का डर उन्हें भारी पड़ रहा है। ताकि ये कंपनियां चरणबद्ध तरीके से अपनी योजना में आगे बढ़ सकें।

Your phone bill may rise

रिलायंस जियो पर नजर रखेगा

टेलीकॉम कंपनियों का कहना है कि मौजूदा घाटे की वजह से उन्हें दरें बढ़ाने के लिए मजबूर होना पड़ा है। ये कंपनियां रिलायंस जियो पर नजर गड़ाए हुए हैं। प्राप्त जानकारी के अनुसार, अन्य कंपनियां रिलायंस जियो के बाद टैरिफ दर में बदलाव कर सकती हैं।

Also Read: PF Online Kaise Nikale in Hindi | EPF Withdrawal Process

2019 में टैरिफ दरों में वृद्धि

यहां यह उल्लेख किया जा सकता है कि दूरसंचार क्षेत्र में जियो के आगमन के कारण 2016 में इस क्षेत्र में मूल्य युद्ध शुरू हुआ, फिर 2019 में, कंपनियों ने पहली बार टैरिफ में वृद्धि की। टेलीकॉम कंपनियों ने दिसंबर 2019 में टैरिफ दरें बढ़ाईं।

Also Read: What is Affiliate Marketing and How Does It Work?

सितंबर, 2020 की आखिरी तिमाही तक, भारती एयरटेल प्रति ग्राहक सबसे अधिक राजस्व कमा रहा है। सितंबर तिमाही के अंत में प्रति ग्राहक (ARPU) की VI की औसत आय 119 रुपये थी। भारती एयरटेल (162 रुपये) और जियो (145 रुपये) एक समान स्थिति के करीब हैं।

Read More »

Sunday, May 17, 2020

PF Online Kaise Nikale in Hindi | EPF Withdrawal Process

PF Online Kaise Nikale in Hindi: Employees Provident Fund (EPF), भारत सरकार जून से अगस्त 2020 तक तीन महीनों के लिए कर्मचारियों के ईपीएफ खाते में नियोक्ता और कर्मचारी के योगदान का भुगतान करेगी। यह लाभ 100 कर्मचारियों के साथ प्रतिष्ठानों के लिए है और जहां 90% कर्मचारी कम से कम वेतन पाते हैं ( 15,000 प्रति माह)। गैर-सरकारी संगठनों के लिए ईपीएफ में योगदान 12% से घटाकर 10% कर दिया गया है।

PF Online Kaise Nikale in Hindi | EPF Withdrawal Process

Instructions to Members for filing claims u/p 68 L (PF Online Kaise Nikale in Hindi)

[A] Eligibility to file an online claim for the purpose “Outbreak of pandemic (COVID-19)

1. UAN should be activated.
2. Verified Aadhaar should be linked with UAN
3. Bank Account with IFSC code should be seeded with UAN

[B] Eligible Amount

Up to 75% of PF balance (Employee share and Employer Share) or 3 months PF wages or the claimed amount by the member whichever is the least.

[C] How to file an online advance claim for the purpose “Outbreak of pandemic (COVID-19)

1. log in to Member Interface of Unified Portal
2. Go to Online Services => Claim(Form-31,19,10C & 10D)
3. Enter Bank Account Number (as seeded against UAN) and verify
4. Click on “Proceed For Online Claim”
5. Select PF Advance (Form 31) from the drop-down
6. Select purpose as “Outbreak of pandemic (COVID-19)” from the drop-down
7. Enter the amount required and Upload a scanned copy of the cheque and enter your address
8. Click on “Get Aadhaar OTP”
9. Enter the OTP received on Aadhaar linked mobile.
10. Claim is submitted

पीएफ को Withdraw करने का कारण

भारत सरकार ने कर्मचारी भविष्य निधि (EPF) योजना में कई संशोधन किए। अब, आप विभिन्न कारणों से पीएफ निकाल सकते हैं, बशर्ते आप निर्धारित मानदंडों को पूरा करते होने चाहिये।

यदि आप इनमें से किसी भी कारण से PF वापस लेना चाहते हैं, तो यहां नीचे दिए गए सरल चरणों का पालन करके PF को Withdraw कर सकते है।

PF Online Kaise Nikale in Hindi | EPF Withdrawal Process

पीएफ कैसे निकालें (PF Online Kaise Nikale in Hindi)

इससे पहले कि आप पीएफ को Withdraw पर विचार करें, ये समझ लेना साहिये के वास्तव में आपको कितना पैसा चाहिए। क्योंकि पीएफ पैसे का एक उत्कृष्ट स्रोत है जो आपके बुढ़ापे को सुरक्षित करता है। पीएफ वापस लेने का मतलब है ऐसी अद्भुत सुरक्षा को फेंक देना। लेकिन अगर आप नकदी के लिए बेताब हैं, तो यह कदम उठाए जा सकते हैं।

1. दस्तावेज तैयार करें

ऑनलाइन या ऑफ़लाइन रूप से PF निकालने से पहले “Employees Provident Fund Organisation” को आवश्यक सबूत जमा करना पड़ता है। यहां कुछ दस्तावेज हैं जिनकी आपको आवश्यकता होगी।

  • Aadhar Card
  • Permanent Account Number (PAN CARD)
  • Universal Account Number (UAN) issued by EPFO

2. पीएफ बैलेंस चेक करें

जाहिर है, पैसे निकालने से पहले आपको पीएफ बैलेंस चेक करना होगा। पीएफ बैलेंस चेक करने के सरल तरीके हैं।

  • UMANG ऐप (EPF पासबुक) के माध्यम से
  • EPFO वेबसाइट (EPF पासबुक) पर
  • निकटतम ईपीएफओ कार्यालय से
  • SMS द्वारा

एक बार जब आप शेष राशि जान लेते हैं, और आप ईपीएफ खाते से राशि लेना चाहते हैं, तो ईपीएफ शेष राशि निकालने के कई बेहतरीन तरीके हैं। अब PF Online Kaise Nikale in Hindi बारे में विस्तार से चर्चा करते हैं।

3. फाइल पीएफ क्लेम

आपको PF withdraw के लिए दावा दायर करना होगा। यह आपके पास मौजूद दस्तावेजों के प्रकार पर निर्भर करता है। पीएफ निकासी के दो अलग-अलग तरीके हैं। उनकी चर्चा इस प्रकार है

ऑनलाइन पीएफ कैसे निकालें

पीएफ ऑनलाइन निकालने के दो अलग-अलग तरीके हैं। दोनों काफी सरल हैं बशर्ते आपके पास आवश्यक दस्तावेज तैयार हों।

1. UMANG App

पीएफ ऑनलाइन निकालने का सबसे सरल तरीका आपके स्मार्टफोन से है।

  • UMANG ऐप डाउनलोड और इंस्टॉल करें। UMANG का मतलब है नए ज़माने के गवर्नेंस के लिए Unified Mobile Application.
PF Online Kaise Nikale in Hindi | EPF Withdrawal Process
  • UMANG डाउनलोड करने पर, registration की आवश्यक प्रक्रियाएं पूरी करें। यह बहुत सरल है और इसमें आपके मोबाइल नंबर को verify करने के लिए वन टाइम पासवर्ड (OTP) प्राप्त करना शामिल है।
  • एक बार जब आपका UMANG ऐप registration हो जाता है, तो उस मेनू पर जाएं जो विभिन्न सेवाओं को इंगित करता है। यहां आपको EPFO का लोगो मिलेगा।
PF Online Kaise Nikale in Hindi
  • EPFO लोगो पर क्लिक करें। ऐप अब विभिन्न सेवाओं को प्रदर्शित करेगा।
  • ऐप पर “Employee Centric Services” चुनें।
  • अब ऐप विभिन्न सेवाओं को प्रदर्शित करेगा, जिसमें “Part withdrawal of PF account and Full withdrawal” शामिल है।
  • आपको जिस सेवा की आवश्यकता है, उसका चयन करें।
EPF Withdrawal Process
  • यहां आपको अपनी पहचान Verify करने के लिए Universal Account Number (UAN) और अन्य विवरण प्रदान करने होंगे।
  • Verify करने पर, आपको एक ओटीपी मिलेगा।
  • Fill in the necessary details and click the OK key to withdraw.
  • एक SMS संदेश आपको सूचित करेगा कि withdrawal request has been received by EPFO.

आप कुछ दिनों के बाद status of your claim देख सकते हैं। ऐसा इसलिए है क्योंकि आपका Request ईपीएफओ कार्यालय को भेजा जाएगा जो आगे की प्रक्रिया के लिए आपका खाता रखता है।

2. Online at EPFO website (PF Online Kaise Nikale in Hindi)

आप EPFO की वेबसाइट के जरिए भी PF Withdrawal Claim ऑनलाइन दर्ज कर सकते हैं।

  • ऐसा करने के लिए, आपको अपने UAN और अन्य व्यक्तिगत विवरणों का उपयोग करके पहले Register as a User करना होगा।
PF Online Kaise Nikale in Hindi | EPF Withdrawal Process
  • आपका registration सफल होने के बाद, Online Claims/ Member Account Transfer लिंक पर जाएं।
PF Online Kaise Nikale in Hindi | EPF Withdrawal Process
  • यहां, आपको UAN Number और अपने चुने हुए Password के साथ Login करना होगा।
PF Online Kaise Nikale in Hindi | EPF Withdrawal Process
  • अब Claim Link पर क्लिक करें।
PF Online Kaise Nikale in Hindi | EPF Withdrawal Process
  • Fill in the relevant details (संबंधित विवरण भरें।)
PF Online Kaise Nikale in Hindi | EPF Withdrawal Process
  • अपने पंजीकृत मोबाइल नंबर पर आने वाले ओटीपी के साथ अपने लेनदेन की पुष्टि करें।
PF Online Kaise Nikale in Hindi | EPF Withdrawal Process
PF Online Kaise Nikale in Hindi | EPF Withdrawal Process

फिर से, दावा की स्थिति एक या दो सप्ताह के बाद दिखाई देगी।

अंत में निष्कर्ष

यदि आप व्यापक भविष्य को देखते हैं, तो पीएफ को वापस लेना उचित नहीं है जब तक कि आपके पास पैसे के लिए दबाव और वास्तविक आवश्यकता न हो। इसके बजाय, पैसे और ईपीएफ को परिपक्व होने दें। यह सुनिश्चित करेगा कि आप सेवानिवृत्ति के बाद आर्थिक रूप से सुरक्षित हैं।

पीएफ खाते में पैसा रखने से अच्छा ब्याज मिलता है। यह दोगुना से अधिक है क्योंकि आपका नियोक्ता भी फंड में योगदान देता है। क्या आपको PF निकालने की जरूरत है, तो उपरोक्त सरल चरणों का पालन करें।

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